<strong>Financial services</strong> are faced with the challenge of delivering their customers with an online experience that goes far beyond just a website.

At one time, the internet appeared to offer all organisations a simple proposition: email connectivity and a clickable presence in the form of a website. Today, web presence has rapidly evolved with interactive content and the ability to deliver transactional experiences – or e-commerce. Migrating services online helps business reduce costs, while customers benefit from the convenience and autonomy of self-service.

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Financial services sites are absolutely competitive. They are really trying to drive people online. The self-service model is being taken seriously so they want to make sure their sites are available, responsive and allow users to do as many things as possible.

Though, many have shown an overall poor performance. The top reasons for failure were as follows: company websites make browsing too difficult; content missing, repeated and

poorly worded; and site search doesn’t work for typical tasks.

Here are three factors for a successful online financial service site which keeps users engaged and displays great use of technology while still delivers company’s messages

clearly and effectively:
<ul>
	<li>Customer experience, which includes the impression the homepage and overall design style give the customers, their satisfaction when they interact with the site and perform tasks.</li>
	<li>Best practices, such as ease of use, quality, availability and security - site managers must be compliant with data laws requiring them to protect customer information and the integrity of customer accounts.</li>
	<li>Service-level, which looks at responsiveness and reliability of websites - scores them on how quickly they respond to user commands and such factors as average downtime.</li>
</ul>
Financial services must tie these three factors together - customer experience, best practices and reliability/responsiveness - to have an effective web presence. They can't go hard into one particular area and ignore the others. They have to understand what's available versus their competitors, what consumers think of their sites versus competitors' and how their sites are performing.